Frances Holk-Jones

Welcome to the Frances Holk-Jones State Farm Insurance office!

🏠 I’m a lifetime resident of Baldwin County and a fourth‐generation State Farm agent, which means protecting families and businesses has always been part of who I am. At my office in Foley, AL, I provide complimentary insurance reviews with a focus on helping people feel confident about the coverage choices they make for themselves and those they love. When it comes to Auto, Home, and Life Insurance along the Alabama Gulf Coast, I’m proud to serve as a trusted local resource. I’m deeply passionate about helping individuals, families, and business owners protect what matters most, whether that means coverage for everyday life, long‐term goals, or business protection.

My approach is rooted in education, thoughtful conversations, and building relationships that last. Being involved in this community is just as important to me as the work I do in the office. I’m an active community leader and volunteer, having served on the board of directors for Care House, a children’s advocacy organization, Main Street Foley, the South Baldwin Chamber of Commerce, and South Baldwin Regional Medical Center. I’m also the co‐founder and current Chairperson of the Jennifer Claire Moore Foundation, a local organization dedicated to helping youth cope with day‐to‐day life across more than 50 schools throughout Baldwin County. My deep roots in Baldwin County, combined with generations of State Farm experience, allow me to serve my Good Neighbors with both perspective and care. I’m committed to being present, involved, and accessible, and to helping our community feel secure today and prepared for what lies ahead.

☎️ Call the office today or stop by and see what it’s like to work with a team that truly cares about this community.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Have questions? We can walk you through your options.

Q: How soon can I get insured for my car?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Frances works with Foley residents to find coverage that fits.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Connect with Frances for insurance guidance in Foley.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. In Foley, you can count on Frances for personalized service.

Q: What kinds of things does renters insurance protect?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. For personalized coverage in Foley, AL, reach out to Frances.

Q: Do you need to carry insurance on your home?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Frances is here to help your Foley household feel covered.